Licensed agent · Lawrence, Massachusetts

Affordable Insurance,
done personally.

Auto, home, and business insurance — handled remotely, explained plainly, and delivered with the kind of personal attention a national call center can't match. Serving all of Massachusetts from Lawrence and Methuen.

01 / Coverage

What Ruby covers for you

Three lines of coverage, one agent on the other end of the phone. I run your quote through several top-rated carriers so you can see a side-by-side comparison. It's about making sure your family is protected by the best, at a price that's fair.

Auto

Massachusetts auto policies with competitive rates and the discounts you qualify for — including multi-car, clean record, and bundling.

  • Liability
  • Collision
  • Comprehensive
  • SR-22
Get a quote

Home

Homeowners, condo, and renters policies. We walk through what's actually covered — and what isn't — before anything goes wrong.

  • Homeowners
  • Condo
  • Renters
  • Flood
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Business

General liability, commercial auto, and BOP coverage for small businesses across Massachusetts — from restaurants to contractors.

  • General Liability
  • Commercial Auto
  • BOP
  • Workers' Comp
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02 / About

A letter from Ruby

Ruby Baez, Founder of Ruby Insurance Agency
Ruby Baez Lawrence, MA

Hi, I'm Ruby. I grew up in this community, and I built Ruby Insurance Agency for the neighbors, families, and small business owners who deserve an agent they can actually reach—someone who listens, understands your concerns, and gives you a straight answer every time.

I speak English and Spanish fluently. We can sit down, talk about your policy, and figure out what's right for your family in whichever language feels most like home.

Most of what I do can happen virtually—phone, WhatsApp, or email—so getting a quote or handling your policy rarely means taking time off work. When you want to meet in person, just reach out and I'll schedule a time with you personally. Walk-ins are always welcome during business hours; I make it a priority to give every person who walks through my door my full, undivided attention.

— Ruby
03 / Visit

Come see me in Lawrence.

Walk-ins are welcome during business hours, or schedule a time and I'll be expecting you. Everything below is clickable — tap the pin for directions.

Ruby Insurance Agency sign — Suite 2962
Ruby Insurance Agency building exterior
Entrance note
Main entrance is in the back of the building. Look for the IndusPAD sign.
04 / Start here

Let's get you a quote.

Most quotes come back within a few hours — sometimes within minutes. Fill out the form, or reach out the way that's easiest for you.

Request a quote

Tell me a little about what you're looking for. I'll get back to you the same business day.

Thanks! Ruby will get back to you the same business day.
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